
Fannie Mae Home Style Energy Mortgage
Finance up to 15% of "as completed" home value for energy improvements.

FHA Loans
FHA borrowers can borrow more when they buy an energy efficient home. Lenders can provide a 2% stretcy on homebuyer debt-to-income ratios on purchase or refinance loans for homes that earn or demonstrate they will improve to a Home Energy Score of 6 or higher.

Energy Trust of Oregon
Energy Trust of Oregon's Savings Within Reach On-Bill Repayment provides increased incentives and on-bill financing for income-qualified homeowners.

Community Energy Project
Community Energy Project's network of financial lenders provides a wide variety of loan options - including zero-money down financing and on-bill financing - to help homeowners improve the performance, comfort, efficiency, health and safety of their homes within their budgets.

Green Home Valuation Study
"The Market Value of Energy Efficient and Green Certified Northwest Homes" (October 2015). Produced with support from Northwest Energy Efficiency Alliance.

Steps to Support Green/Energy Efficient Home Appraisals
Green features, labels, and certifications increase the marketability of a home, but do not automatically translate into increased appraised value. Use this guide to help increase the probability of a fair and accurate appraisal of your high performance home.

Appraisal Insitute: Appraisal Addendum
Residential green and energy efficient appraisal report addendum made by appraisers, for appraisers.